Wednesday, October 20, 2010

personal financeonline personal finance


robert shumake twitter

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


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Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake twitter

robert shumake twitter

robert shumake detroit

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake hall of shame

robert shumake hall of shame

robert shumake detroit

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake detroit

robert shumake twitter

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake twitter

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake detroit

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


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robert shumake hall of shame

robert shumake hall of shame
robert shumake hall of shame

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake hall of shame

robert shumake twitter

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.


robert shumake twitter

Islamophobia Watch - Documenting anti Muslim bigotry - Fox <b>News</b> <b>...</b>

Last week, Fox News host Bill O'Reilly said on ABC's The View that "Muslims killed us on 9/11," prompting The View co-hosts Whoopi Goldberg and Joy Behar to walk off the set in disgust. "If anybody felt that I meant all Muslims, ...

RIM co-CEO Balsillie responds to Jobs&#39; comments | iLounge <b>News</b>

iLounge news discussing the RIM co-CEO Balsillie responds to Jobs' comments. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Crowd gets raucous at Oberstar-Cravaack debate | Duluth <b>News</b> <b>...</b>

Jim Oberstar and Chip Cravaack didn't just face each other this morning at the Duluth Entertainment Convention Center Auditorium, they faced angry mobs of their opponent's supporters.























































Friday, October 15, 2010

manage personal finances






'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com


In essence, that funny anecdote is right. Of course it doesn't sound very flattering to Katherine's grandmother-in-law, but that's exactly what investment is all about: making sure that your accounts and net worth grow bigger over time.


Investment is that exercise of putting money in a financial account, in your business, in a friend's business, or even in some other companies' business, for the pursuit of growing one's money. Investment is an effort to get one's money to "grow."


Investment works on the principle of "compounded interest." Interest that is added to your principal, or initial investment, itself gets to earn interest. So if you've initially invested $200, at the interest rate of 2.5%, at the maturity term of one month, you'll be earning $5 at the end of that month. If you renew the term of your money, your $205 will then earn $5.13 ($5.125) when another month is over. Certificates of deposit accounts or time deposits work exactly like this.


On the other hand, mutual funds work on the principle of snowballed profits. Mutual funds are as good as stocks and bonds, only you don't manage them yourself. Rather, trained financial experts are hired to manage your money. To invest in mutual funds, you can look into a broker that charges low commissions and check out their offerings.


Basic Tips For Investing In A Business


Investments could also mean those things you purchase or put money in, in order to further your business. Most people take additional studies in order to get the credentials needed to help them advance in their chosen careers. Other people invest in machinery, gadgets and equipment in order to make their lives easier. Then, most businesses invest in people which make up their workforce — their much-needed manpower.


Here are three informal rules of thumb by which you can measure your investments and purchases:


If navigating the murky waters of credit scores and debt leaves you scratching your head and wishing someone would just tell you what to do, you’re in luck. Credit Sesame is a new startup launching in private beta today at TechCrunch Disrupt that’s looking to help do just that — give the site access to your financial data, and it will present you with a handful of options, along with bulletpoints explaining why they work for you. If you’d like to try the site out for yourself, head to CreditSesame.com/TechCrunch and use the password OpenSesame.


Credit Sesame doesn’t take long to set up — the company says it takes a couple of minutes — but it does require sensitive information including your social security number (which the site needs in order to access your credit history). That may make some users wary, but the site is aware of potential privacy and security issues, and has a FAQ that talks about how it protects your data here.


Once you’ve entered your information, the site will visualize key data like your credit and debt (it’s clearly taking some design cues from BillShrink and Mint’s pretty graphs). It will also offer recommendations for how you can save money — the company says it analyzes thousands of financial products to determine which are the best fit for each user, and Credit Sesame says it saves an average home owner up to $600 per month. Proposals are based on pre-qualified loans, and Credit Sesame says that it uses the “same pricing engine that top banks use” to find those products.



Q&A:

GT: I get consume value proposition. How are you going to compete with and what’s your advantage vs. Mint, BillShrink, etc.

A: Companies out there like Mint do a great job helping with finances. But what really helps.. most companies lack ingredients. One is consumer intelligence. Second is product intelligence. Our core competence is product intelligence. Analytics that brings it all together.


SP: I think it’s well designed. Hard to get distribution. Broader questions that founders here need to ask themselves: why am I founding a company in the first place. Might be that you want financial independence, build lifestyle business. Third reason which is bad: you think you’ve spent your career in Silicon Valley and highest level status is to be a founder. The founders who fall into first two categories, sometimes lifestyle businesses become incredible industries. Founders see a problem that desperately needs solving. Third class doesn’t usually succeed. I think everyone needs to ask which they are. Not saying you guys are the third.

A: I’m a serial entrepreneur. I sold to a lot of banks and had a good exit. I noticed that banks are great, but their objectives aren’t aligned with consumer’s best interest. When consumers go to a lot branches, they want to know if they should be worried, if there is something they should do different. And the answers they get aren’t sufficient.


VR: What is the user experience. How much info do I need to give to get started. WIth recommendations, how hard is it to do those?

A: Takes two minutes, answer 5-6 questions. Once you enter information we aggregate everything. We refresh that data for you. Our system knows enough about the client/market that if an opportunity arises we’ll present the option and the system can do it for them.


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<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


bench craft company reviews





'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com


In essence, that funny anecdote is right. Of course it doesn't sound very flattering to Katherine's grandmother-in-law, but that's exactly what investment is all about: making sure that your accounts and net worth grow bigger over time.


Investment is that exercise of putting money in a financial account, in your business, in a friend's business, or even in some other companies' business, for the pursuit of growing one's money. Investment is an effort to get one's money to "grow."


Investment works on the principle of "compounded interest." Interest that is added to your principal, or initial investment, itself gets to earn interest. So if you've initially invested $200, at the interest rate of 2.5%, at the maturity term of one month, you'll be earning $5 at the end of that month. If you renew the term of your money, your $205 will then earn $5.13 ($5.125) when another month is over. Certificates of deposit accounts or time deposits work exactly like this.


On the other hand, mutual funds work on the principle of snowballed profits. Mutual funds are as good as stocks and bonds, only you don't manage them yourself. Rather, trained financial experts are hired to manage your money. To invest in mutual funds, you can look into a broker that charges low commissions and check out their offerings.


Basic Tips For Investing In A Business


Investments could also mean those things you purchase or put money in, in order to further your business. Most people take additional studies in order to get the credentials needed to help them advance in their chosen careers. Other people invest in machinery, gadgets and equipment in order to make their lives easier. Then, most businesses invest in people which make up their workforce — their much-needed manpower.


Here are three informal rules of thumb by which you can measure your investments and purchases:


If navigating the murky waters of credit scores and debt leaves you scratching your head and wishing someone would just tell you what to do, you’re in luck. Credit Sesame is a new startup launching in private beta today at TechCrunch Disrupt that’s looking to help do just that — give the site access to your financial data, and it will present you with a handful of options, along with bulletpoints explaining why they work for you. If you’d like to try the site out for yourself, head to CreditSesame.com/TechCrunch and use the password OpenSesame.


Credit Sesame doesn’t take long to set up — the company says it takes a couple of minutes — but it does require sensitive information including your social security number (which the site needs in order to access your credit history). That may make some users wary, but the site is aware of potential privacy and security issues, and has a FAQ that talks about how it protects your data here.


Once you’ve entered your information, the site will visualize key data like your credit and debt (it’s clearly taking some design cues from BillShrink and Mint’s pretty graphs). It will also offer recommendations for how you can save money — the company says it analyzes thousands of financial products to determine which are the best fit for each user, and Credit Sesame says it saves an average home owner up to $600 per month. Proposals are based on pre-qualified loans, and Credit Sesame says that it uses the “same pricing engine that top banks use” to find those products.



Q&A:

GT: I get consume value proposition. How are you going to compete with and what’s your advantage vs. Mint, BillShrink, etc.

A: Companies out there like Mint do a great job helping with finances. But what really helps.. most companies lack ingredients. One is consumer intelligence. Second is product intelligence. Our core competence is product intelligence. Analytics that brings it all together.


SP: I think it’s well designed. Hard to get distribution. Broader questions that founders here need to ask themselves: why am I founding a company in the first place. Might be that you want financial independence, build lifestyle business. Third reason which is bad: you think you’ve spent your career in Silicon Valley and highest level status is to be a founder. The founders who fall into first two categories, sometimes lifestyle businesses become incredible industries. Founders see a problem that desperately needs solving. Third class doesn’t usually succeed. I think everyone needs to ask which they are. Not saying you guys are the third.

A: I’m a serial entrepreneur. I sold to a lot of banks and had a good exit. I noticed that banks are great, but their objectives aren’t aligned with consumer’s best interest. When consumers go to a lot branches, they want to know if they should be worried, if there is something they should do different. And the answers they get aren’t sufficient.


VR: What is the user experience. How much info do I need to give to get started. WIth recommendations, how hard is it to do those?

A: Takes two minutes, answer 5-6 questions. Once you enter information we aggregate everything. We refresh that data for you. Our system knows enough about the client/market that if an opportunity arises we’ll present the option and the system can do it for them.


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<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


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MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


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<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


bench craft company reviews





'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com


In essence, that funny anecdote is right. Of course it doesn't sound very flattering to Katherine's grandmother-in-law, but that's exactly what investment is all about: making sure that your accounts and net worth grow bigger over time.


Investment is that exercise of putting money in a financial account, in your business, in a friend's business, or even in some other companies' business, for the pursuit of growing one's money. Investment is an effort to get one's money to "grow."


Investment works on the principle of "compounded interest." Interest that is added to your principal, or initial investment, itself gets to earn interest. So if you've initially invested $200, at the interest rate of 2.5%, at the maturity term of one month, you'll be earning $5 at the end of that month. If you renew the term of your money, your $205 will then earn $5.13 ($5.125) when another month is over. Certificates of deposit accounts or time deposits work exactly like this.


On the other hand, mutual funds work on the principle of snowballed profits. Mutual funds are as good as stocks and bonds, only you don't manage them yourself. Rather, trained financial experts are hired to manage your money. To invest in mutual funds, you can look into a broker that charges low commissions and check out their offerings.


Basic Tips For Investing In A Business


Investments could also mean those things you purchase or put money in, in order to further your business. Most people take additional studies in order to get the credentials needed to help them advance in their chosen careers. Other people invest in machinery, gadgets and equipment in order to make their lives easier. Then, most businesses invest in people which make up their workforce — their much-needed manpower.


Here are three informal rules of thumb by which you can measure your investments and purchases:


If navigating the murky waters of credit scores and debt leaves you scratching your head and wishing someone would just tell you what to do, you’re in luck. Credit Sesame is a new startup launching in private beta today at TechCrunch Disrupt that’s looking to help do just that — give the site access to your financial data, and it will present you with a handful of options, along with bulletpoints explaining why they work for you. If you’d like to try the site out for yourself, head to CreditSesame.com/TechCrunch and use the password OpenSesame.


Credit Sesame doesn’t take long to set up — the company says it takes a couple of minutes — but it does require sensitive information including your social security number (which the site needs in order to access your credit history). That may make some users wary, but the site is aware of potential privacy and security issues, and has a FAQ that talks about how it protects your data here.


Once you’ve entered your information, the site will visualize key data like your credit and debt (it’s clearly taking some design cues from BillShrink and Mint’s pretty graphs). It will also offer recommendations for how you can save money — the company says it analyzes thousands of financial products to determine which are the best fit for each user, and Credit Sesame says it saves an average home owner up to $600 per month. Proposals are based on pre-qualified loans, and Credit Sesame says that it uses the “same pricing engine that top banks use” to find those products.



Q&A:

GT: I get consume value proposition. How are you going to compete with and what’s your advantage vs. Mint, BillShrink, etc.

A: Companies out there like Mint do a great job helping with finances. But what really helps.. most companies lack ingredients. One is consumer intelligence. Second is product intelligence. Our core competence is product intelligence. Analytics that brings it all together.


SP: I think it’s well designed. Hard to get distribution. Broader questions that founders here need to ask themselves: why am I founding a company in the first place. Might be that you want financial independence, build lifestyle business. Third reason which is bad: you think you’ve spent your career in Silicon Valley and highest level status is to be a founder. The founders who fall into first two categories, sometimes lifestyle businesses become incredible industries. Founders see a problem that desperately needs solving. Third class doesn’t usually succeed. I think everyone needs to ask which they are. Not saying you guys are the third.

A: I’m a serial entrepreneur. I sold to a lot of banks and had a good exit. I noticed that banks are great, but their objectives aren’t aligned with consumer’s best interest. When consumers go to a lot branches, they want to know if they should be worried, if there is something they should do different. And the answers they get aren’t sufficient.


VR: What is the user experience. How much info do I need to give to get started. WIth recommendations, how hard is it to do those?

A: Takes two minutes, answer 5-6 questions. Once you enter information we aggregate everything. We refresh that data for you. Our system knows enough about the client/market that if an opportunity arises we’ll present the option and the system can do it for them.


benchcraft company scam

MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


bench craft company reviews

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


benchcraft company portland or

MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


bench craft company reviews

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


benchcraft company portland or

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


benchcraft company portland or

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


how to lose weight fast bench craft company reviews
bench craft company reviews

MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


benchcraft company scam
benchcraft company scam

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


bench craft company reviews

An effort to help teens manage their money is truly challenging. Consider this analogy in terms of teens managing their money: You're the government, and your teens are huge Wall Street firms. The government says it has no choice but to bail out the Wall Street firms, "because they are too big to fail." Your teens may say that you have no choice but to bail them out, "because you love them so much."

This leads to your first step as a parent helping teens to manage their money: You can't let them put a guilt trip on you.

Your task is difficult because corporations are targeting this generation's teens like never before, which leads to peer pressure running amok. The precursor during the 1980s was name-brand sneakers. Nowadays, you will see "teens manage their money" by matching a peer's iPod, and if they have earned their own money, it can be hard to argue with them. But then, they'll be broke and ask you for a $20-spot (or more) to go out on a date.

As you can imagine, the web contains no shortage of tips for how to help teens manage their money. The vast majority are well and good. For example, teens should save a certain percentage, teens should write down spending priorities, teens should keep and review a log of their spending, and so forth.

We wish in this article to offer a Big Idea that is unique, not as an alternative to the standard strategies for helping teens to manage their money, but as a complement.

The Big Idea is, share your own personal finances with your teens. It doesn't occur to most parents to do this, but this concept will bring some understanding and even some humility to all but the most materialistic and selfish teens.

Start with your family income. There's no reason for it to be a big secret. Next, outline your taxes to arrive at post-tax income. Then get into all of the monthly payments: The mortgage, if you still have one. The utility bill. The grocery bill. Health insurance, if you aren't covered at work, or co-pay, if you are covered. Car payments, if you still have them. Gasoline, not just for the car, but for the lawnmower; in other words, include everything.

Hopefully, there will be more incentive for teens to manage their money after they see what you go through, day by day by day.

Advice for your teens to open their own bank accounts is solid. In fact, this step can be taken way back in the elementary grades. A newer issue that you will confront is whether to help your teens obtain a special checking account and/or credit card for high school students, with your name jointly listed.

We'll let you decide the pros and cons. A national survey indicates that about 10 percent of teens carry credit cards, and 30 percent have checking accounts. We mention this just in case you choose to take a "con" position and your teens respond, "Aw, c'mon, everybody has one." Not true. FYI.

SOURCES

http://parentingteens.suite101.com/article.cfm/helping_teens_manage_money

http://www.creditloan.com/credit-cards-becoming-popular-among-teenagers.html

http://www.ehow.com/how_4848714_teach-teenagers-manage-money.html?ref=fuel&utm_source=yahoo&utm_medium=ssp&utm_campaign=yssp_art

http://www.ehow.com/how_5287780_teach-teenager-manage-money.html?ref=fuel&utm_source=yahoo&utm_medium=ssp&utm_campaign=yssp_art


big seminar 14

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She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

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It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


big seminar 14

<b>News</b> - Angelina Jolie to Critics: &quot;Hold Judgment&quot; Until You Have <b>...</b>

She fires back at reports that her directorial debut centers on a rape victim who falls for her captor.

<b>News</b> Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Thinking Anglicans: Ordinariate <b>news</b>

Ordinariate news. According to the Catholic Herald Bishop of Fulham to take up Ordinariate. The Anglican bishop of Fulham and the chairman of Forward in Faith International has announced he will resign before the end of the year to join ...


big seminar 14




















































Monday, October 4, 2010

why internet marketing

The End of TV


by Martha Randolph Carr


There’s a cultural shift taking place that may mean the end to another icon, the television set, that we thought was here to stay. First, it was the newspapers that lost a large part of their circulation as more and more people got their news from their laptops and phones


Now, the television industry, which in this case means the cable industry is seeing the same trend unfold right before their eyes and may not be able to stop the exit, either.


More Americans are spending less time with their television every year according to several new studies. We’ve replaced the TV set with a computer.


There were 800,000 fewer Americans watching a TV at all by the end of 2009, according to the Convergence Consulting Group, www.convergenceonline.com, and that number is expected to double to 1.6 million fewer TV viewers by the end of 2011. That’s a small percentage of the entire viewing audience but already 17 percent of all viewers, both traditional and computer-only, are watching some episodes of their favorite shows like Gossip Girl, Third Rock or the cooking show, Aarti’s Party on their computer. That last one is my favorite.


Most networks delay the airing of an episode for at least a day after the original broadcast on television-only but apparently more and more viewers don’t see that as a problem and are willing to wait. Several factors could be the economy and not wanting to pay an extra bill to a cable company, a lot fewer ads when the show is viewed online or being able to watch the show when it’s convenient.


The fact that the reasons to permanently switch are starting to pile up is another bellwether of a new TV-less age.


The marketing research company, Morpace, www.morpace.com found in a July survey that 52 percent of Americans are watching video of some kind on their computer or phone, rather than on their TV. The evolution of phones has even resulted in 17 percent of those viewers using their phone rather than a laptop to watch a program or a movie. If that keeps up there could be even fewer cable customers as Americans opt to access the internet over their phone, saving even more money, than on their computers.


A new twist may also be regular programming offered on Facebook, according to Morpace. A survey in May noted that not only is one in every three hours on the internet spent at the Facebook site, but among 18 to 34 year olds it was a whopping 38 percent. Also, those with an income of $100,000 or greater spent 39 percent of their internet time exclusively at Facebook.


Advertisers, who are spending less and less on TV ads, will go where the faces with expendable income are sitting still for a few hours. If Facebook starts to offer free episodic or movie content with a few ads sprinkled in then Americans will start to click and watch in greater numbers.


We’ve already shown that we love convenience and cheap stuff. It’s why we have a plethora of drive-up windows to get married, bank or buy dinner, food that needs to be fast that we didn’t make and giant Wal-Mart’s that have yellow happy face stickers announcing even they rolled back their prices.


The trend toward the internet for our viewing entertainment is good news for actors, producers and even writers, for once, because there isn’t the expense of setting up a channel or the limit on the number of web sites, which means more content. There are already episodic shows, called webisodes that air only on the internet and have devoted large audiences.


But this could forecast a change in the way on-air news is packaged. Just like newspapers, which offered a wide variety of topics, only to watch readers run to the internet where they could find content packaged specifically for their interests, traditional on-air news shows may find that viewers are tuning them out in favor of internet news shows that exclude topics they don’t like, such as politics or crime or even how-to segments.


It could become more difficult to reach a diverse audience in large numbers with new ideas that are more niche or dispense information we could use but would rather not hear, like weight loss or saving money. However, if it means that we can avoid political ads altogether then it might just be worth it. More adventures to follow.



Martha’s latest book is the memoir, A Place to Call Home. www.MarthaRandolphCarr.com. ©2010 Martha Randolph Carr. Martha’s column is distributed exclusively by Cagle Cartoons Inc. newspaper syndicate. Her column is licensed to run on TMV in full.


Frank Barry, professional services manager at Blackbaud and blogger at NetWits ThinkTank, helps non-profits use the Internet for digital communication, social media, and fundraising so they can focus on making an impact and achieving their missions. Find Frank on Twitter @franswaa.

Non-profit organizations are leading the way when it comes to creatively harnessing the power of social media. A report by The University of Massachusetts Dartmouth shows that the largest U.S. non-profit organizations continue to outpace Inc. 500 businesses and higher education institutions in their familiarity, use and monitoring of social media.

In fact, 93% of the top U.S. charities have a class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook page, 87% have a Twitter profile, and 65% have a blog. Why does this matter? Because the rapid growth and adoption of social media is helping non-profits in their quest for change — they truly are using social media for social good.

But what about the little guys? The social web can give smaller players a big voice if they know how to leverage it. Here are three inspiring success stories of small non-profits who met or exceeded their goals with the help of social media.

1. Create a Video, Start a Movement

Darius Weems and the Darius Goes West project will inspire you. Suffering from Duchenne muscular dystrophy (DMD), Darius and 11 of his best friends decided to head out on a cross country road trip from Atlanta to Los Angeles, where Darius hoped to have his wheelchair spiffed up by MTV’s Pimp my Ride. Though his wheelchair did not get pimped by MTV on that trip, there was a far better outcome that even Darius couldn’t have imagined.

The 25-day trip resulted in memories, experiences and 300 hours of video which were turned into a documentary that has impacted thousands of people around the world. That very same documentary has now raised over $2 million for DMD research.

According to the Darius Goes West team, “We had offers from distributors, but, in the end, we decided to self-distribute our film. By opting to self-distribute, we bear the responsibility for marketing, but we also have the power to devote $8 of every DVD sale to promising DMD research.”

It’s apparent that social media has played and continues to play a significant roll in helping to raise both awareness and money for DMD research through Darius and his friends. Here’s a snap shot of their social media footprint:

They’ve accrued close to 700,000 views on YouTubeclass="blippr-nobr">YouTube, collected more than 14,000 Facebook fans, obtained roughly 2,000 Twitter followers, and raised almost $45,000 through Facebook Causes and FirstGiving.

2. Empower Your Supporters to be Free Agent Fundraisers

Well known cycling blogger Elden Nelson did something incredible a few months ago — he raise more than $135,000 in less than 10 days for LIVESTRONG and World Bicycle Relief using his blog, Twitterclass="blippr-nobr">Twitter and Friends Asking Friends.

It all started when Nelson sent Lance Armstrong’s racing team manager, Johan Bruyneel, an open cover letter as if he were applying for a job.

Nelson, who dreamed of becoming a pro cyclist, reached out to Bruyneel, with low expectations on its return. But through the power of social media, Bruyneel did see it, and he challenged Nelson via Twitter and his blogclass="blippr-nobr">blog to raise $50,000 for LIVESTRONG and $50,000 for World Bicycle Relief. Nelson took on that challenge and completed it in less than two days.

Without the ability to quickly connect and mobilize his network using social media, this wouldn’t have been possible in such a shot amount of time. Nelson tweeted numerous times as the story unfolded, as did Bruyneel, @livestrong, @livestrongceo and @lancearmstrong. Those three accounts combined have over 3.5 million Twitter followers. Add to that the numerous blog posts, Facebook status updates and YouTube videos, and you get a social media-fueled fundraising phenomenon like we’ve never seen.

3. Raise Funds by Creating a “Heartspace”

Mothers Day 2010 brought about quite a few online fundraising initiatives, but none were more impressive than the To Mama with Love campaign created by the passionate folks at Epic Change and a host of great volunteers. The goal was simple — raise money to support Mama Lucy in her efforts to educate children in Tanzania.

Mama Lucy is a change agent who saved her own income and used it to start a primary school in Tanzania, believing that education is the key to transforming a country gripped by poverty. Over the last six years, Mama Lucy has grown the school from one classroom with fewer than 10 students, to a school that now serves more than 300 children at eight grade levels.

The initiative was simple but powerful. Supporters were encouraged honor their own mothers by making a donation and then creating a virtual scrapbook or “heartspace” on the site, including photos, videos, notes, and artwork. They could then share their “heartspace” with their mother, friends and family via Twitter and Facebook, or via a customized e-card.

Using social media as the primary communication and engagement mechanism, Epic Change was able to raise close to $17,000 and provide a safe home for 17 children in Tanzania, while also encouraging more than 300 mothers along the way. They did all of this in about a week’s time with a staff of two.

So you see, social media has truly enabled non-profits both large and small to reach out and make some real change. Tell us about the social cause campaigns you’ve donated to in the past in the comments below.

More Social Good Resources from Mashable:

- 5 Easy Ways to Support a Cause Through Your Social Network/> - 5 Trends Shaping the Future of Social Good/> - 10 Ways to Start a Fund for Social Good Online/> - How Social Good Has Revolutionized Philanthropy/> - 5 iPhone Apps to Help Fight Poverty

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, AndrewJohnson

For more Social Good coverage:

    class="f-el">class="cov-twit">Follow Mashable Social Goodclass="s-el">class="cov-rss">Subscribe to the Social Good channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

Monday&#39;s <b>news</b>: Saturday&#39;s opener can&#39;t get here soon enough! - On <b>...</b>

At long last, we've got some honest-to-goodness competitive NHL hockey to look forward to this week as the 2010-11 season opens Thursday evening.

Medical Nobel Goes To Developer Of IVF - Science <b>News</b>

Robert Edwards receives prize for work that led to 4 million births.

Microsoft officially announces Mattrick promotion | <b>News</b>

Microsoft has officially announced the promotion of Don Mattrick to president of the Interactive Entertainment division,...


eric seiger eric seiger

The End of TV


by Martha Randolph Carr


There’s a cultural shift taking place that may mean the end to another icon, the television set, that we thought was here to stay. First, it was the newspapers that lost a large part of their circulation as more and more people got their news from their laptops and phones


Now, the television industry, which in this case means the cable industry is seeing the same trend unfold right before their eyes and may not be able to stop the exit, either.


More Americans are spending less time with their television every year according to several new studies. We’ve replaced the TV set with a computer.


There were 800,000 fewer Americans watching a TV at all by the end of 2009, according to the Convergence Consulting Group, www.convergenceonline.com, and that number is expected to double to 1.6 million fewer TV viewers by the end of 2011. That’s a small percentage of the entire viewing audience but already 17 percent of all viewers, both traditional and computer-only, are watching some episodes of their favorite shows like Gossip Girl, Third Rock or the cooking show, Aarti’s Party on their computer. That last one is my favorite.


Most networks delay the airing of an episode for at least a day after the original broadcast on television-only but apparently more and more viewers don’t see that as a problem and are willing to wait. Several factors could be the economy and not wanting to pay an extra bill to a cable company, a lot fewer ads when the show is viewed online or being able to watch the show when it’s convenient.


The fact that the reasons to permanently switch are starting to pile up is another bellwether of a new TV-less age.


The marketing research company, Morpace, www.morpace.com found in a July survey that 52 percent of Americans are watching video of some kind on their computer or phone, rather than on their TV. The evolution of phones has even resulted in 17 percent of those viewers using their phone rather than a laptop to watch a program or a movie. If that keeps up there could be even fewer cable customers as Americans opt to access the internet over their phone, saving even more money, than on their computers.


A new twist may also be regular programming offered on Facebook, according to Morpace. A survey in May noted that not only is one in every three hours on the internet spent at the Facebook site, but among 18 to 34 year olds it was a whopping 38 percent. Also, those with an income of $100,000 or greater spent 39 percent of their internet time exclusively at Facebook.


Advertisers, who are spending less and less on TV ads, will go where the faces with expendable income are sitting still for a few hours. If Facebook starts to offer free episodic or movie content with a few ads sprinkled in then Americans will start to click and watch in greater numbers.


We’ve already shown that we love convenience and cheap stuff. It’s why we have a plethora of drive-up windows to get married, bank or buy dinner, food that needs to be fast that we didn’t make and giant Wal-Mart’s that have yellow happy face stickers announcing even they rolled back their prices.


The trend toward the internet for our viewing entertainment is good news for actors, producers and even writers, for once, because there isn’t the expense of setting up a channel or the limit on the number of web sites, which means more content. There are already episodic shows, called webisodes that air only on the internet and have devoted large audiences.


But this could forecast a change in the way on-air news is packaged. Just like newspapers, which offered a wide variety of topics, only to watch readers run to the internet where they could find content packaged specifically for their interests, traditional on-air news shows may find that viewers are tuning them out in favor of internet news shows that exclude topics they don’t like, such as politics or crime or even how-to segments.


It could become more difficult to reach a diverse audience in large numbers with new ideas that are more niche or dispense information we could use but would rather not hear, like weight loss or saving money. However, if it means that we can avoid political ads altogether then it might just be worth it. More adventures to follow.



Martha’s latest book is the memoir, A Place to Call Home. www.MarthaRandolphCarr.com. ©2010 Martha Randolph Carr. Martha’s column is distributed exclusively by Cagle Cartoons Inc. newspaper syndicate. Her column is licensed to run on TMV in full.


Frank Barry, professional services manager at Blackbaud and blogger at NetWits ThinkTank, helps non-profits use the Internet for digital communication, social media, and fundraising so they can focus on making an impact and achieving their missions. Find Frank on Twitter @franswaa.

Non-profit organizations are leading the way when it comes to creatively harnessing the power of social media. A report by The University of Massachusetts Dartmouth shows that the largest U.S. non-profit organizations continue to outpace Inc. 500 businesses and higher education institutions in their familiarity, use and monitoring of social media.

In fact, 93% of the top U.S. charities have a class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook page, 87% have a Twitter profile, and 65% have a blog. Why does this matter? Because the rapid growth and adoption of social media is helping non-profits in their quest for change — they truly are using social media for social good.

But what about the little guys? The social web can give smaller players a big voice if they know how to leverage it. Here are three inspiring success stories of small non-profits who met or exceeded their goals with the help of social media.

1. Create a Video, Start a Movement

Darius Weems and the Darius Goes West project will inspire you. Suffering from Duchenne muscular dystrophy (DMD), Darius and 11 of his best friends decided to head out on a cross country road trip from Atlanta to Los Angeles, where Darius hoped to have his wheelchair spiffed up by MTV’s Pimp my Ride. Though his wheelchair did not get pimped by MTV on that trip, there was a far better outcome that even Darius couldn’t have imagined.

The 25-day trip resulted in memories, experiences and 300 hours of video which were turned into a documentary that has impacted thousands of people around the world. That very same documentary has now raised over $2 million for DMD research.

According to the Darius Goes West team, “We had offers from distributors, but, in the end, we decided to self-distribute our film. By opting to self-distribute, we bear the responsibility for marketing, but we also have the power to devote $8 of every DVD sale to promising DMD research.”

It’s apparent that social media has played and continues to play a significant roll in helping to raise both awareness and money for DMD research through Darius and his friends. Here’s a snap shot of their social media footprint:

They’ve accrued close to 700,000 views on YouTubeclass="blippr-nobr">YouTube, collected more than 14,000 Facebook fans, obtained roughly 2,000 Twitter followers, and raised almost $45,000 through Facebook Causes and FirstGiving.

2. Empower Your Supporters to be Free Agent Fundraisers

Well known cycling blogger Elden Nelson did something incredible a few months ago — he raise more than $135,000 in less than 10 days for LIVESTRONG and World Bicycle Relief using his blog, Twitterclass="blippr-nobr">Twitter and Friends Asking Friends.

It all started when Nelson sent Lance Armstrong’s racing team manager, Johan Bruyneel, an open cover letter as if he were applying for a job.

Nelson, who dreamed of becoming a pro cyclist, reached out to Bruyneel, with low expectations on its return. But through the power of social media, Bruyneel did see it, and he challenged Nelson via Twitter and his blogclass="blippr-nobr">blog to raise $50,000 for LIVESTRONG and $50,000 for World Bicycle Relief. Nelson took on that challenge and completed it in less than two days.

Without the ability to quickly connect and mobilize his network using social media, this wouldn’t have been possible in such a shot amount of time. Nelson tweeted numerous times as the story unfolded, as did Bruyneel, @livestrong, @livestrongceo and @lancearmstrong. Those three accounts combined have over 3.5 million Twitter followers. Add to that the numerous blog posts, Facebook status updates and YouTube videos, and you get a social media-fueled fundraising phenomenon like we’ve never seen.

3. Raise Funds by Creating a “Heartspace”

Mothers Day 2010 brought about quite a few online fundraising initiatives, but none were more impressive than the To Mama with Love campaign created by the passionate folks at Epic Change and a host of great volunteers. The goal was simple — raise money to support Mama Lucy in her efforts to educate children in Tanzania.

Mama Lucy is a change agent who saved her own income and used it to start a primary school in Tanzania, believing that education is the key to transforming a country gripped by poverty. Over the last six years, Mama Lucy has grown the school from one classroom with fewer than 10 students, to a school that now serves more than 300 children at eight grade levels.

The initiative was simple but powerful. Supporters were encouraged honor their own mothers by making a donation and then creating a virtual scrapbook or “heartspace” on the site, including photos, videos, notes, and artwork. They could then share their “heartspace” with their mother, friends and family via Twitter and Facebook, or via a customized e-card.

Using social media as the primary communication and engagement mechanism, Epic Change was able to raise close to $17,000 and provide a safe home for 17 children in Tanzania, while also encouraging more than 300 mothers along the way. They did all of this in about a week’s time with a staff of two.

So you see, social media has truly enabled non-profits both large and small to reach out and make some real change. Tell us about the social cause campaigns you’ve donated to in the past in the comments below.

More Social Good Resources from Mashable:

- 5 Easy Ways to Support a Cause Through Your Social Network/> - 5 Trends Shaping the Future of Social Good/> - 10 Ways to Start a Fund for Social Good Online/> - How Social Good Has Revolutionized Philanthropy/> - 5 iPhone Apps to Help Fight Poverty

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, AndrewJohnson

For more Social Good coverage:

    class="f-el">class="cov-twit">Follow Mashable Social Goodclass="s-el">class="cov-rss">Subscribe to the Social Good channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

Monday&#39;s <b>news</b>: Saturday&#39;s opener can&#39;t get here soon enough! - On <b>...</b>

At long last, we've got some honest-to-goodness competitive NHL hockey to look forward to this week as the 2010-11 season opens Thursday evening.

Medical Nobel Goes To Developer Of IVF - Science <b>News</b>

Robert Edwards receives prize for work that led to 4 million births.

Microsoft officially announces Mattrick promotion | <b>News</b>

Microsoft has officially announced the promotion of Don Mattrick to president of the Interactive Entertainment division,...


eric seiger eric seiger


Synergize Your Internet Sales Department With Dealer Synergy's Successful Business Development Strategies by dealersynergy





















































Saturday, October 2, 2010

foreclosure search

Folks, check this out!


 


 


http://www.usagold.com/goldtrail/archives/another1.html

ANOTHER ( THOUGHTS! ) ID#60253:


All: I ask you, why did the world go off the gold standard in the early 70s? You have an answer, yes? For all the problems this created, could the countries not just revalue gold upward, to say $300 ( back then ) ? What was the real reason the world entered a period of "freely traded" "managed gold"? "


This question has more impact on the gold market of today than it did then! In days past, it was held as good knowledge that the US stopped gold backing to protect the dollar and keep gold from leaving to other shores.


But, in the same time frame, all central banks did sell gold to all persons, even the US. All treasuries held gold and dollars as reserves. To what end did the world financial system gain with the dollar off gold backing, and then allowed to "dirty float" against all currencies? Would the world not have been better off to find gold revalued to, say $300 and then begin a "dirty float"? Noone would have lost, and the inflation would have , at best, not have been worse!


Truly, I tell the reason for this action. The US oil companies knew that the cheap reserves were found. The governments knew this also. The only low cost oil reserves in the world at this time were in the Middle East, and their cost to find and produce was very low. It was known, that, in time, ALL oil would come from this land. As much higher US dollar prices were needed to allow exploration and production of other reserves, worldwide. But, how to get crude prices, up, when the Gulf States were OK to pump and produce in exchange for "gold backed dollars"? I will not name the gentlemen that brought this thinking to the surface in that era, but it was discussed. It was known that oil liked gold. It was known that "local oil" would be used up without higher prices. What if, the US dollar was taken off the gold standard, and gold was managed "upward" to say, $208 per ounce? The dynamics of the market would force oil to rise and allow for much needed capital to search for the higher priced oil that was known to exist! The producers would find shelter in gold even as the price of oil was increased in terms of a now "non gold dollar"! Price inflation would rise, but gold and oil would also increase. The dollar would continue to be used as the only payment for oil, and in doing so replace gold as the backing for this "reserve currency". All would be fair.


The war in 1973 and the Iran problem did make markets "overshoot", but all did work to the correct end. The result was "a needed higher price for a commodity that was, as reserves, in much over supply by the wrong countries"! It was known that the public would never have accepted this "proposition" as fair. To this end, we have come.



When you attend an event like this weekend’s BlogCon, hosted by Freedom Works, you get to meet people from all around the country. As you trade stories from your local and state communities, it’s fascinating to find out details on issues that get only passing mention in national politics. Races, redistricting, policies, and more that will be decided this year on election day. For me, one thing that caught my attention was Proposition 23 in California.


California is in crisis. It’s in more than one crisis, actually. Just search the blogs for the words California and crisis and a wealth of woes are on display. There are over 2.2. million unemployed statewide, they’re over $20 billion in debt, and have a foreclosure rate that leads the country.


With California in depression, the ridiculous “global warming plan” of AB 32 has got to go. It’s a job-killing, energy price inflating burden. That’s why Prop 23 is so important, and why Carly Fiorina supports it: It would suspend AB 32.



The so-called climate change law will drive California’s energy markets back to 2001. Rolling blackouts and Enron anyone? I doubt anyone is nostalgic. A cap and trade carbon trading ponzi scheme is exactly what Californians don’t need.


Prop 23 can’t end California’s litany of woes. But it is one more thing that voters there can do on November 2nd to, at least, put disaster on hold. Voting for Republicans at the state and national level is another.


If there was one takeaway from being at events like RightOnline and Blogcon in the last few weeks, it is that online activism gives us a unique way to look at the national picture, to see the implications of state decisions on a national scale. There is so much about our nation being decided this fall. And the date is approaching faster than you think. From Delaware to Ohio to California, we are voting on candidates and issues. And some, as in the case of California, will have national implications. I hope our California readers remember this and vote yes on Prop 23 this November. To put Californians back to work, to prevent soaring energy costs statewide, and to show the nation that, even in California, green dreams shouldn’t trump the American dream.



Various <b>News</b> Tidbits - Lookout Landing

Various News Tidbits. ... Various News Tidbits. Tiny by Matthew on Oct 1, 2010 4:25 PM PDT in Miscellaneous � Tweet. 3 comments; Story-email Email; Printer Print. Even Felix's hugs are powerful � More photos » Elaine Thompson - AP ...

Tony Hawk: Shred dated <b>News</b> - Page 1 | Eurogamer.net

Activision's launched an interactive website "that gives players a head start on honing their over-the-top skate and snowboarding skills as they explore new game content, the latest news and much, much more!" Check it out here. ...

As AOL rushes to local <b>news</b>, Examiner.com is already there <b>...</b>

Dean is lead writer for GamesBeat at VentureBeat. He covers video games, security, chips and a variety of other subjects. ...


bench craft company rip off
bench craft company rip off

Peachtree Heights East by Conrad Lyles Realtors


Various <b>News</b> Tidbits - Lookout Landing

Various News Tidbits. ... Various News Tidbits. Tiny by Matthew on Oct 1, 2010 4:25 PM PDT in Miscellaneous � Tweet. 3 comments; Story-email Email; Printer Print. Even Felix's hugs are powerful � More photos » Elaine Thompson - AP ...

Tony Hawk: Shred dated <b>News</b> - Page 1 | Eurogamer.net

Activision's launched an interactive website "that gives players a head start on honing their over-the-top skate and snowboarding skills as they explore new game content, the latest news and much, much more!" Check it out here. ...

As AOL rushes to local <b>news</b>, Examiner.com is already there <b>...</b>

Dean is lead writer for GamesBeat at VentureBeat. He covers video games, security, chips and a variety of other subjects. ...


bench craft company rip off bench craft company rip off

Folks, check this out!


 


 


http://www.usagold.com/goldtrail/archives/another1.html

ANOTHER ( THOUGHTS! ) ID#60253:


All: I ask you, why did the world go off the gold standard in the early 70s? You have an answer, yes? For all the problems this created, could the countries not just revalue gold upward, to say $300 ( back then ) ? What was the real reason the world entered a period of "freely traded" "managed gold"? "


This question has more impact on the gold market of today than it did then! In days past, it was held as good knowledge that the US stopped gold backing to protect the dollar and keep gold from leaving to other shores.


But, in the same time frame, all central banks did sell gold to all persons, even the US. All treasuries held gold and dollars as reserves. To what end did the world financial system gain with the dollar off gold backing, and then allowed to "dirty float" against all currencies? Would the world not have been better off to find gold revalued to, say $300 and then begin a "dirty float"? Noone would have lost, and the inflation would have , at best, not have been worse!


Truly, I tell the reason for this action. The US oil companies knew that the cheap reserves were found. The governments knew this also. The only low cost oil reserves in the world at this time were in the Middle East, and their cost to find and produce was very low. It was known, that, in time, ALL oil would come from this land. As much higher US dollar prices were needed to allow exploration and production of other reserves, worldwide. But, how to get crude prices, up, when the Gulf States were OK to pump and produce in exchange for "gold backed dollars"? I will not name the gentlemen that brought this thinking to the surface in that era, but it was discussed. It was known that oil liked gold. It was known that "local oil" would be used up without higher prices. What if, the US dollar was taken off the gold standard, and gold was managed "upward" to say, $208 per ounce? The dynamics of the market would force oil to rise and allow for much needed capital to search for the higher priced oil that was known to exist! The producers would find shelter in gold even as the price of oil was increased in terms of a now "non gold dollar"! Price inflation would rise, but gold and oil would also increase. The dollar would continue to be used as the only payment for oil, and in doing so replace gold as the backing for this "reserve currency". All would be fair.


The war in 1973 and the Iran problem did make markets "overshoot", but all did work to the correct end. The result was "a needed higher price for a commodity that was, as reserves, in much over supply by the wrong countries"! It was known that the public would never have accepted this "proposition" as fair. To this end, we have come.



When you attend an event like this weekend’s BlogCon, hosted by Freedom Works, you get to meet people from all around the country. As you trade stories from your local and state communities, it’s fascinating to find out details on issues that get only passing mention in national politics. Races, redistricting, policies, and more that will be decided this year on election day. For me, one thing that caught my attention was Proposition 23 in California.


California is in crisis. It’s in more than one crisis, actually. Just search the blogs for the words California and crisis and a wealth of woes are on display. There are over 2.2. million unemployed statewide, they’re over $20 billion in debt, and have a foreclosure rate that leads the country.


With California in depression, the ridiculous “global warming plan” of AB 32 has got to go. It’s a job-killing, energy price inflating burden. That’s why Prop 23 is so important, and why Carly Fiorina supports it: It would suspend AB 32.



The so-called climate change law will drive California’s energy markets back to 2001. Rolling blackouts and Enron anyone? I doubt anyone is nostalgic. A cap and trade carbon trading ponzi scheme is exactly what Californians don’t need.


Prop 23 can’t end California’s litany of woes. But it is one more thing that voters there can do on November 2nd to, at least, put disaster on hold. Voting for Republicans at the state and national level is another.


If there was one takeaway from being at events like RightOnline and Blogcon in the last few weeks, it is that online activism gives us a unique way to look at the national picture, to see the implications of state decisions on a national scale. There is so much about our nation being decided this fall. And the date is approaching faster than you think. From Delaware to Ohio to California, we are voting on candidates and issues. And some, as in the case of California, will have national implications. I hope our California readers remember this and vote yes on Prop 23 this November. To put Californians back to work, to prevent soaring energy costs statewide, and to show the nation that, even in California, green dreams shouldn’t trump the American dream.



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Various <b>News</b> Tidbits - Lookout Landing

Various News Tidbits. ... Various News Tidbits. Tiny by Matthew on Oct 1, 2010 4:25 PM PDT in Miscellaneous � Tweet. 3 comments; Story-email Email; Printer Print. Even Felix's hugs are powerful � More photos » Elaine Thompson - AP ...

Tony Hawk: Shred dated <b>News</b> - Page 1 | Eurogamer.net

Activision's launched an interactive website "that gives players a head start on honing their over-the-top skate and snowboarding skills as they explore new game content, the latest news and much, much more!" Check it out here. ...

As AOL rushes to local <b>news</b>, Examiner.com is already there <b>...</b>

Dean is lead writer for GamesBeat at VentureBeat. He covers video games, security, chips and a variety of other subjects. ...


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Various <b>News</b> Tidbits - Lookout Landing

Various News Tidbits. ... Various News Tidbits. Tiny by Matthew on Oct 1, 2010 4:25 PM PDT in Miscellaneous � Tweet. 3 comments; Story-email Email; Printer Print. Even Felix's hugs are powerful � More photos » Elaine Thompson - AP ...

Tony Hawk: Shred dated <b>News</b> - Page 1 | Eurogamer.net

Activision's launched an interactive website "that gives players a head start on honing their over-the-top skate and snowboarding skills as they explore new game content, the latest news and much, much more!" Check it out here. ...

As AOL rushes to local <b>news</b>, Examiner.com is already there <b>...</b>

Dean is lead writer for GamesBeat at VentureBeat. He covers video games, security, chips and a variety of other subjects. ...


bench craft company rip off bench craft company rip off

Various <b>News</b> Tidbits - Lookout Landing

Various News Tidbits. ... Various News Tidbits. Tiny by Matthew on Oct 1, 2010 4:25 PM PDT in Miscellaneous � Tweet. 3 comments; Story-email Email; Printer Print. Even Felix's hugs are powerful � More photos » Elaine Thompson - AP ...

Tony Hawk: Shred dated <b>News</b> - Page 1 | Eurogamer.net

Activision's launched an interactive website "that gives players a head start on honing their over-the-top skate and snowboarding skills as they explore new game content, the latest news and much, much more!" Check it out here. ...

As AOL rushes to local <b>news</b>, Examiner.com is already there <b>...</b>

Dean is lead writer for GamesBeat at VentureBeat. He covers video games, security, chips and a variety of other subjects. ...


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Friday, October 1, 2010

Help Making Money


Social games are the rage these days, but making money from them isn’t easy. Gamers play these titles for free, but Adknowledge is figuring out how game publishers can wind up making money from 100 percent of the players.


Adknowledge’s Burlingame, Calif.-based Super Rewards subsidiary is launching a three-part system for making money from virtual currency in games. That could help boost the engagement of players in social games and help raise the revenue generated from each user, said Adknowledge chief executive Scott Lynn. Adknowledge can offer this money-making system as a one-stop shop for publishers and game advertisers.


The three elements include an in-game overlay, offer banners, and a new offer wall for online game publishers. Adknowledge claims the new platform improves the experience for users and increases the number of paying users in a game. Adknowledge is one of a number of companies that give users the option of accepting special offers in lieu of payment for an online game. You can accept an offer such as signing up for a Netflix subscription in return for virtual currency in a game.


But results show that roughly 75 percent of players do not use offers. Super Rewards can target those missing the offers with an in-game overlay, which brings a single, high-value offer to users within a game. The overlay shows up at strategic moments in a game, such as after the initial load. The offers can include promotional language such as “Get More Coins.”


The offer banner uses the space around the main game landscape, presenting a mini version of an offer wall during game play. Users can pay for virtual items at the moment with direct payment methods.


Publishers using the three-part system include The Broth, whose Facebook game Barn Buddy saw its revenue increase 25 percent after using the new system for just five days, said Broth chief executive Markus Weichselbaum. Other publishers have seen a 45 percent increase in the number of new paying users. Adknowledge said developers have seen a 40-percent increase in the number of first-time payers. Super Rewards’ rivals include TrialPay and Offerpal.


Adknowledge has more than 300 employees and $300 million in revenue, making it the largest privately owned internet advertising network. It was founded in 2004 and has grown through acquisitions. The company has raised $48 million in funding from Technology Crossover Ventures.


Next Story: Game media firm IGN Entertainment to give free office space to indie game startups Previous Story: DEMO: VentureBeat’s Matt Marshall touts tech and farming trends (video)





Come next Tuesday, Michael D. Brown may well unseat incumbent Council member Phil Mendelson (D-At Large) because many voters think he's actually Council member Michael A. Brown (I-At-Large). But to fight the impression that he's simply riding the confusion over a name to office, Brown has put up some campaign signs around town and raised over $23,000 in campaign funds. Well, $15,000 of that was a personal loan from himself to the campaign, but hey, at least he's going through the motions.



Yesterday, Brown sent out an email to friends and supporters claiming he was close to making history, but he really needed their help to seal the deal. The email, in full:



Dear Friends;

We are in the final stages of what has been an amazing campaign. I started 10 weeks ago with no money and a few friends like you, and last week a city wide Washington Post Poll showed that I am ahead of the incumbent by 12 points among likely voters. If I win, I will make history. My opponent has spent over $200,000.00 outspending me 20 to 1. He has run TV commercials against me paid for by a political action committee funded with money from a DC businessman and has mailed and handed out tens of thousands of flyers against me. He is supported in this effort by the leading candidate for Mayor and several members of the City Council. All I have is you. Next Tuesday, September 14 is election day. My opponent will surely have people at every polling place handing out his literature and campaigning for him. I need your help now more than ever. If you can spend even a hour or two at a polling place for me, please let me know. I am working so hard and I have come so far. The friends and family that have stood up for me against great odds have made all this possible. It is incredible to me that we have accomplished so much. I know it is a lot to ask, but we are so close and we have so little resources I need your help in this final hour. If you can come to a polling place please respond to this e-mail as soon as possible. We will provide you with materials and assign you a convenient location by your home or office, Thanks for getting me this far. No matter what happens, I have been humbled by your love and support.



"Make history"? "Working so hard"? "We have accomplished so much"? Look, we know that Mendelson was hoping to cruise to victory on little more than his own name recognition, but at least there was no confusion as to which Phil Mendelson people would be voting for. And Clark Ray -- who we spoke to this week -- has actually run a campaign, spending the better part of a year raising over $150,000 and actually challenging Mendelson on the issues. Brown, well, not so much.



Sure, history will be made -- but it might be the type of history that you'd soon rather forget.




THE MICROSOFT INVESTOR: Good <b>News</b>! Microsoft&#39;s Killing More Side <b>...</b>

It shouldn't be sweating things like Zune, and even search to some degree.

ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

WordPress app adds video support | iLounge <b>News</b>

iLounge news discussing the WordPress app adds video support. Find more Apps + Games news from leading independent iPod, iPhone, and iPad site.


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bench craft company rip off

Help others to make money by the_team_freedom


THE MICROSOFT INVESTOR: Good <b>News</b>! Microsoft&#39;s Killing More Side <b>...</b>

It shouldn't be sweating things like Zune, and even search to some degree.

ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

WordPress app adds video support | iLounge <b>News</b>

iLounge news discussing the WordPress app adds video support. Find more Apps + Games news from leading independent iPod, iPhone, and iPad site.


bench craft company rip off bench craft company rip off

Social games are the rage these days, but making money from them isn’t easy. Gamers play these titles for free, but Adknowledge is figuring out how game publishers can wind up making money from 100 percent of the players.


Adknowledge’s Burlingame, Calif.-based Super Rewards subsidiary is launching a three-part system for making money from virtual currency in games. That could help boost the engagement of players in social games and help raise the revenue generated from each user, said Adknowledge chief executive Scott Lynn. Adknowledge can offer this money-making system as a one-stop shop for publishers and game advertisers.


The three elements include an in-game overlay, offer banners, and a new offer wall for online game publishers. Adknowledge claims the new platform improves the experience for users and increases the number of paying users in a game. Adknowledge is one of a number of companies that give users the option of accepting special offers in lieu of payment for an online game. You can accept an offer such as signing up for a Netflix subscription in return for virtual currency in a game.


But results show that roughly 75 percent of players do not use offers. Super Rewards can target those missing the offers with an in-game overlay, which brings a single, high-value offer to users within a game. The overlay shows up at strategic moments in a game, such as after the initial load. The offers can include promotional language such as “Get More Coins.”


The offer banner uses the space around the main game landscape, presenting a mini version of an offer wall during game play. Users can pay for virtual items at the moment with direct payment methods.


Publishers using the three-part system include The Broth, whose Facebook game Barn Buddy saw its revenue increase 25 percent after using the new system for just five days, said Broth chief executive Markus Weichselbaum. Other publishers have seen a 45 percent increase in the number of new paying users. Adknowledge said developers have seen a 40-percent increase in the number of first-time payers. Super Rewards’ rivals include TrialPay and Offerpal.


Adknowledge has more than 300 employees and $300 million in revenue, making it the largest privately owned internet advertising network. It was founded in 2004 and has grown through acquisitions. The company has raised $48 million in funding from Technology Crossover Ventures.


Next Story: Game media firm IGN Entertainment to give free office space to indie game startups Previous Story: DEMO: VentureBeat’s Matt Marshall touts tech and farming trends (video)





Come next Tuesday, Michael D. Brown may well unseat incumbent Council member Phil Mendelson (D-At Large) because many voters think he's actually Council member Michael A. Brown (I-At-Large). But to fight the impression that he's simply riding the confusion over a name to office, Brown has put up some campaign signs around town and raised over $23,000 in campaign funds. Well, $15,000 of that was a personal loan from himself to the campaign, but hey, at least he's going through the motions.



Yesterday, Brown sent out an email to friends and supporters claiming he was close to making history, but he really needed their help to seal the deal. The email, in full:



Dear Friends;

We are in the final stages of what has been an amazing campaign. I started 10 weeks ago with no money and a few friends like you, and last week a city wide Washington Post Poll showed that I am ahead of the incumbent by 12 points among likely voters. If I win, I will make history. My opponent has spent over $200,000.00 outspending me 20 to 1. He has run TV commercials against me paid for by a political action committee funded with money from a DC businessman and has mailed and handed out tens of thousands of flyers against me. He is supported in this effort by the leading candidate for Mayor and several members of the City Council. All I have is you. Next Tuesday, September 14 is election day. My opponent will surely have people at every polling place handing out his literature and campaigning for him. I need your help now more than ever. If you can spend even a hour or two at a polling place for me, please let me know. I am working so hard and I have come so far. The friends and family that have stood up for me against great odds have made all this possible. It is incredible to me that we have accomplished so much. I know it is a lot to ask, but we are so close and we have so little resources I need your help in this final hour. If you can come to a polling place please respond to this e-mail as soon as possible. We will provide you with materials and assign you a convenient location by your home or office, Thanks for getting me this far. No matter what happens, I have been humbled by your love and support.



"Make history"? "Working so hard"? "We have accomplished so much"? Look, we know that Mendelson was hoping to cruise to victory on little more than his own name recognition, but at least there was no confusion as to which Phil Mendelson people would be voting for. And Clark Ray -- who we spoke to this week -- has actually run a campaign, spending the better part of a year raising over $150,000 and actually challenging Mendelson on the issues. Brown, well, not so much.



Sure, history will be made -- but it might be the type of history that you'd soon rather forget.




bench craft company rip off

THE MICROSOFT INVESTOR: Good <b>News</b>! Microsoft&#39;s Killing More Side <b>...</b>

It shouldn't be sweating things like Zune, and even search to some degree.

ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

WordPress app adds video support | iLounge <b>News</b>

iLounge news discussing the WordPress app adds video support. Find more Apps + Games news from leading independent iPod, iPhone, and iPad site.


bench craft company rip off bench craft company rip off

THE MICROSOFT INVESTOR: Good <b>News</b>! Microsoft&#39;s Killing More Side <b>...</b>

It shouldn't be sweating things like Zune, and even search to some degree.

ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

WordPress app adds video support | iLounge <b>News</b>

iLounge news discussing the WordPress app adds video support. Find more Apps + Games news from leading independent iPod, iPhone, and iPad site.


bench craft company rip off bench craft company rip off

THE MICROSOFT INVESTOR: Good <b>News</b>! Microsoft&#39;s Killing More Side <b>...</b>

It shouldn't be sweating things like Zune, and even search to some degree.

ScribbleLive plans to reinvent the <b>news</b> article | VentureBeat

Anthony is VentureBeat's assistant editor, as well as its reporter on media, advertising, and social networks. Before joining VentureBeat in ...

WordPress app adds video support | iLounge <b>News</b>

iLounge news discussing the WordPress app adds video support. Find more Apps + Games news from leading independent iPod, iPhone, and iPad site.


bench craft company rip off