Monday, March 14, 2011

managing your personal finances


There are many ways to manage your finances online, but many of them handle only the paying of run-of-the-mill bills. A site starting in beta-test mode on Monday, called Manilla, is aiming for something broader.


Manilla, which is owned by the publishing company Hearst, wants to help people organize four categories of accounts: household bills, like phone and cable; magazine subscriptions; air travel rewards programs; and financial bills like mortgages and credit cards. Once users sign up for Manilla they can link their personal accounts to the service and are supplied with a simple and clean interface to manage them.


Jessica Insalaco, an executive vice president at Manilla, said people the company surveyed said they were constantly baffled by the bills, subscriptions and other programs they have to manage. People also feel overwhelmed by the piles of paper bills they face on a daily basis, she said.


I tested Manilla ahead of its introduction and found that the process of linking and managing a bill was simple. I linked my AT&T phone bill to the service and it took only a few seconds to hook up the two sites and begin managing my account from Manilla.


Manilla isn’t only trying to help people organize their household finances. The company is teaming with businesses, too, hoping to offer a less expensive alternative to paper bills.


According to the United States Postal Service’s 2010 Annual Report, businesses in the United States send 48 billion account notices, statements and bills to customers each year. That’s a lot of paper that ultimately ends up in garbage dumps and paper shredders.


“Right now, some companies can spend up to 75 cents on a single paper bill,” Ms. Insalaco said. “We want to work with these major companies to send us the bill, reducing the cost of the paper version, and we will act as the middleman to the consumer.”


To make this process even more seamless, Manilla plans to create “premier partnerships” with some companies. Manilla said in a company blog post that it was opening with Comcast as its first premier partner, where cable customers who sign up for Manilla will no longer receive a paper bill, but will instead be billed directly through Manilla.


The company plans to add several premier partners when it has its full introduction in coming months.



There are many ways to manage your finances online, but many of them handle only the paying of run-of-the-mill bills. A site starting in beta-test mode on Monday, called Manilla, is aiming for something broader.


Manilla, which is owned by the publishing company Hearst, wants to help people organize four categories of accounts: household bills, like phone and cable; magazine subscriptions; air travel rewards programs; and financial bills like mortgages and credit cards. Once users sign up for Manilla they can link their personal accounts to the service and are supplied with a simple and clean interface to manage them.


Jessica Insalaco, an executive vice president at Manilla, said people the company surveyed said they were constantly baffled by the bills, subscriptions and other programs they have to manage. People also feel overwhelmed by the piles of paper bills they face on a daily basis, she said.


I tested Manilla ahead of its introduction and found that the process of linking and managing a bill was simple. I linked my AT&T phone bill to the service and it took only a few seconds to hook up the two sites and begin managing my account from Manilla.


Manilla isn’t only trying to help people organize their household finances. The company is teaming with businesses, too, hoping to offer a less expensive alternative to paper bills.


According to the United States Postal Service’s 2010 Annual Report, businesses in the United States send 48 billion account notices, statements and bills to customers each year. That’s a lot of paper that ultimately ends up in garbage dumps and paper shredders.


“Right now, some companies can spend up to 75 cents on a single paper bill,” Ms. Insalaco said. “We want to work with these major companies to send us the bill, reducing the cost of the paper version, and we will act as the middleman to the consumer.”


To make this process even more seamless, Manilla plans to create “premier partnerships” with some companies. Manilla said in a company blog post that it was opening with Comcast as its first premier partner, where cable customers who sign up for Manilla will no longer receive a paper bill, but will instead be billed directly through Manilla.


The company plans to add several premier partners when it has its full introduction in coming months.




Surface Encounters proudly guarantees customer satisfaction and value installing granite assurance. “I’m often skeptical going with new organisations, but your employees has designed me a believer!” - Steve, Indianapolis

Surface Encounters is mostly a fast-growing surface encounters agency and, but they have kept pace with the many current customer referrals. “This provider is amongst the most low-priced, reputable and pleasant agencies during the total state. I would recommend them to just about anyone.” - Mike R., South Bend

Numerous do the job goes into producing lovely countertops from nature. The process contains laser measurement artistic vein matching, precision diamond and water-jet cutting, edging and professional set up. A single cannot simply simply call within their order for the custom countertop and also have it within daily or two. Level of quality usually requires time.

Surface Encounters encourages many people to visit a showroom to know a great deal more about healthy stone countertops. Apart from the assortment and fabrication operation, yet another significant element of purchaser treatment is making sure an individual appreciates the way to care for his or her granite countertop to help keep it seeking new for many years to arrive.

Granite is mostly a wonderful natural stone merchandise which can be a widely used substance used for countertops and floor tiles in kitchens and bathrooms. Granite has surpassed marble in attractiveness as a result of is it all the more long lasting and less difficult to care for. Granite is unmatched by artificial items for its strength and sturdiness, tolerance to temperature alterations and resistance to stains and scratches.

Granite can be a effortlessly shaped stone that is quarried from deep in the earth, harvested, minimize, polished, sealed and set up in properties to add magnificence, elegance and fashion. Because this is a organic item, no two slabs are particularly alike. Granite is offered in lots of hues from your many different minerals which might be uncovered inside rock. Because it comes from throughout the world, unique areas and environmental components make it distinct.

Granite is mostly built up of quartz crystal, but it also contains varied quantities of other metals including feldspar, mica, copper and iron. Some granite may very well include bits of gold or silver. The quantity of each and every metal depends about the region it arrives from. All granite is formed right into a tough stone by heat and pressure. Rain adds other minerals as it is forming. It truly is offered all over the world, in every last country, and each and every area will create a surface encounters exceptional number of granite.

Surface Encounters state-of-the-art machinery makes certain the greatest superior completed product as they style and design and develop a few of the very best kitchens and bathrooms. Granite Countertops enhance the warmth and splendor of homes while improving their price and improving upon lifestyles.

Surface Encounters is additionally concerned with employee morale; glad personnel are even more probable to lead on the achievement of the business enterprise. In addition to currently being a profitable service and a single that is certainly outstanding to effort for, Surface Encounters does their aspect to preserve our planet.

Surface Encounters does what exactly is best for his or her users, staff plus the environment. Surface Encounters utilizes state-of-the-art water recycling capabilities to recycle as much as 43,000 gallons of drinking water daily. Also, 100 percent from the scrap produced in developing tasteful kitchens and fabulous baths is re-used as aggregate in road building, surface preparations and concrete.

The Columbus, Ohio Grand Opening of Surface Encounters functions an art gallery showroom of Granite, Marble, Quartz and Engineered Stone counter tops. Shop Supervisor, Scott Donnelly unlocked the doorways for the showroom at 4717 Roberts Road, just west in the I-270 Beltway. The Surface Encounters production plan uses precision, automated know-how all the way through the fabrication from the customer's custom-made counter major, this kind of as: a laser measuring alignment that applications the diamond-tipped sculpturing blades. Surface Encounters' process involves computer-driven software program that perpetuates the stone's healthy veins. Every single Surface Encounter save has not less than an individual registered, interior designer to help you in generating the completed challenge you are hunting for. The craftsmanship continues through the

Home owners are determining to remodel instead than promote their real estate in today’s marketplace
Granite countertops have become a leading decision between Wixom people for kitchen remodeling assignments. Kitchen remodeling is usually the first task tackled with families spending 3,000 hrs or more each year in their kitchen. Granite countertops offer an atmosphere that enhances the high-quality time put in with relatives and friends. Granite countertops final a lifetime and enhance the superior of properties.

Surface Encounters Wixom save manager, Sal Dellacasa, says there are lots of motives consumers are picking granite for his or her countertop needs. “Granite countertops add elegance and elegance to a kitchen. Granite is accessible in a very number of vibrant hues and wealthy textures and its strength and durability is unmatched by any other normal stone or synthetic countertop materials.”

Surface Encounters’ people relish skilled services along with a friendly, effective workers to tutorial them through the kitchen remodeling practice. Quite a few of Surface Encounters new potential customers are referred to them by prior customers.
"This firm is one of the most economical, trustworthy, and friendly businesses in the complete state. I might advocate them to anyone." Mike R. Clinton Twp., MI

"The organization has frequently been there to assist me in whatsoever way attainable. Thank you so much!" David V. Lapeer, MI


Surface Encounters Macomb will be the residence of half-off granite for kitchen and bathroom countertops. Granite countertops by Surface Encounters have speedily turned out to be the leading alternative for Macomb residents who're remodeling their kitchens. Kitchen remodeling usually requires priority with households shelling out three,000 hours or even more each year in their kitchen. Granite countertops produce an environment that enhances the good quality time spent with spouse and children and close friends and enrich the high-quality of properties.

Surface Encounters Macomb save manager, Sal Dellacasa, says there are several causes shoppers are deciding upon granite for their countertop demands. “Granite countertops add attractiveness and elegance to a kitchen. Granite is available inside a variety of vibrant shades and rich textures and its strength and sturdiness is unmatched by every other surface encounters purely natural stone or artificial countertop substance.”

Surface Encounters’ buyers enjoy expert services in addition to a friendly, valuable employees to guidebook them with the kitchen remodeling process. Many of Surface Encounters new clients are referred to them by previous people.

No comments:

Post a Comment